Investment Finance
HOMES READY TO MOVE INTO
At Start Investing Australia, we offer a diverse range of investment options to suit various goals and preferences. Whether you’re interested in residential properties, ready-to-move-in homes or off-the-plan developments, our team is here to help you explore and select the best opportunities. Additionally, we understand that securing the right finance is crucial for your investment success.
Our experts will work with you to source the most competitive financing options tailored to your needs and financial situation. By providing personalised guidance and leveraging our extensive network of lenders, we ensure you have the optimal financial support for your new property investment.
Finance Options
Financing your first property investment is a critical step in your investment journey. Securing the right type of finance can significantly impact your investment’s success and profitability. At Start Investing Australia, we aim to demystify the property investment finance process and help you navigate the various options available.
Standard Investment Loans:
These are traditional home loans specifically designed for property investors. They typically offer variable or fixed interest rates and can include features like interest-only repayments for a certain period. This type of loan allows investors to maximise cash flow by minimising monthly repayments initially.
Interest Only Loans:
Interest-only loans require you to pay only the interest on the loan for a set period, usually 5 to 10 years. This can significantly reduce your monthly repayments, improving cash flow and enabling you to invest in other properties or investments during the interest-only period.
SMSF Loans:
Self-Managed Super Fund (SMSF) loans allow you to borrow money to invest in property through your superannuation fund. This can be a tax-effective way to build your retirement savings, but it comes with strict regulatory requirements and risks.
Low Doc Loans
Low documentation loans, or low-doc loans, are designed for investors who may not have the standard financial documentation required for traditional loans, such as self-employed individuals. These loans typically have higher interest rates due to the increased risk for lenders.
Meet our finance manager
CHRISTIAN YORK – FINANCE BROKER
Director & Finance Broker of York Lending Group which specialises in residential mortgages. Christian has been in the banking industry for over 18 years and his solution based approach is why our clients walk away satisfied.
York Lending Group have been helping Start Investing Australia clients get a better competitive deal when it comes to purchasing their investment property.
